Customized Group Retiree Health Plans

Innovative Benefits to Supplement Medicare


Our Group Retiree Health plans are customizable to fit your needs.  We offer plans with deductibles, coinsurance, doctor office visit and ER visit copay riders in addition to the standardized benefits of a Medicare Supplement, which will lower monthly premiums.  For example, a Plan F with a $500 Part B Deductible results in a $40 per month reduction in premium from a standard Plan F.  This plan is a good way to share costs with retirees and reduce the overall expense of providing healthcare coverage.  Our plans accurately coordinate with the benefits of Medicare and are automatically revised according to annual Medicare changes.


Medicare’s benefits continue to decrease, even as healthcare costs continue to rise, leaving employers with an increasing share of retiree medical costs.  Our Group Retiree Health program helps manage future liabilities and enhance comprehensive benefits to Medicare-eligible retirees.  Visit for more information on Medicare for your eligible retirees.


Choose the Program that Meets Your Group's Needs



Save Money While Offering Great Benefits

United American Insurance offers competitive rates for groups of 25 or more. Our administrative costs are low, which allows us to keep our rates low. Rate Quotes are turned around in five days or less. Contact us to get a rate quote for your group.

We Do All the Work

Administering benefits takes time away from you and costs you more money. That's where we come in. We become the benefits administrator. We handle any questions your retirees have regarding their Group Retiree Health insurance.

Reduce ASC 715-60 (formerly known as FASB 106) and GASB 45 Liabilities by Going Fully Insured

The Financial Accounting Standards Board (FASB) and the Government Accounting Standards (GASB) require employers/government entities to project future healthcare costs for their retirees.  We offer employer-sponsored Group Retiree Health Insurance that helps organizations control and manage future retiree benefit costs.

Policy Forms GRMSP06 and ERHPC. Policies are underwritten by United American Insurance Company in states where applicable Group Retiree Health products are available. These policies have some limitations and exclusions and benefits may vary by state.

United American Insurance Company is not associated with Medicare, Social Security or any other governmental agency.