United American Insurance Financial Stability

Financial strength ratings reflect how well an insurer is able to pay claims. The better the rating, the more likely an insurer can pay your claim. Low-rated companies may not be able to pay your claim and leave you responsible for more of the bill than you anticipated.


United American Insurance Company is backed by its parent company, Globe Life and consistently earns top ratings.


United American earns consistent high ratings from reputable independent industry analysts:


  • For more than 40 consecutive years, UA has earned the A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 7/18).
  • AA- or “Very Strong” Financial Strength Rating from Standard & Poor’s (as of 11/18)