Medicare Supplements

United American has been a prominent Medicare Supplement insurance provider since Medicare began in 1966. Additionally, we’ve been a long-standing participant in the task forces working on Medicare Supplement insurance policy recommendations for the National Association of Insurance Commissioners.

Insurance Products

When you become a United American policyholder, you gain freedom of choice. Our products allow you to keep your choice of trusted doctors and hospitals. 

Group Insurance

United American Insurance Company has been a market leader in providing insurance to employer and union group sponsors for 25 years.


United American has been underwriting life and health insurance since 1947. Thousands of independent agents/agencies have found success selling our life, health, and Medicare Supplement policies.


One of the many things United American is well-known for is our superior customer service. When it comes to your health, we believe education, service, and support are vital. With our experience and stability, we’re the Company that does what it says it will do.

File A Claim

Because of our 50+ years of experience in providing life, supplemental health and Medicare Supplement insurance, United American offers superior customer service to both our agents and customers.  Never stress about your claim status with our online claim tracker. Need more help? Let one of our licensed agents assist you.


At United American, we only provide knowledgeable and licensed agents to service you. Say goodbye to wasted hours spent on hold and bid good riddance to talking to artificial intelligence. Hear a live voice or get one-on-one time with one of our licensed agents today.

Life Insurance Policies from United AmericanHelp protect what matters most.

The average cost of a funeral in [2024 ranges between $7,000 and $9,000 with a median cost of $7,360.1] It’s never easy to think about what life would be like for your family after you’re gone. But planning now can help your loved ones focus more on the life you lived and less on your final expenses.

Since 1947, United American has been dedicated to helping protect American families. Our life insurance products offer flexible and affordable coverage, while our Company’s service-first mindset makes your family’s future a priority.

We can’t predict your future, but we can help protect it! From coverage to policy education, we’ve got you covered.

Lifelong protection with whole life insurance 

Buying whole life insurance can help protect your family from unexpected situations. If the primary wage earner was no longer able to provide financially, the benefit could help with final expenses such as a funeral, but also with personal expenses such as a mortgage, medical bills, personal debt, college tuition, or even leave a legacy for the next generation.

Consider the advantages of a whole life insurance policy for your children or grandchildren. United American offers a juvenile whole life policy. You can help provide financial protection that can last a lifetime – something you will always be remembered for by your family!

Whole Life Insurance:

  • Can provide coverage for your entire life
  • Builds cash and loan value with premium payments
  • Has premiums that never increase as long as your whole life policy stays in force

Final Expense Whole Life Insurance

Grieving takes an emotional toll and it can be even more difficult when there’s a financial burden. Help protect your loved ones with United American’s Final Expense Whole Life insurance policy.

  • Issue ages [50-80] for standard rates*
  • Spouse can apply as secondary applicant
  • Premiums guaranteed level for life
  • Face amounts level for life – never reduce
  • Terminal Illness Accelerated Benefit Rider may be available (where state-approved)

With United American’s Final Expense Policy, you may be able to reduce the burden upon your family by helping them cover these costs:

  • Funeral Home
  • Casket
  • Cremation and Urn
  • Cemetery Plot
  • Marker/Headstone and Vault
  • Hardship Travel for Loved Ones

Juvenile Whole Life Insurance

The best time to purchase life insurance is when the insured is young. For just pennies a day, you may be able to help protect your child or grandchild’s financial future with a whole life insurance policy. It’s a legacy: You can present the cash value that accumulates in this policy as a gift to your child or grandchild in the future.

  • Lock in low premiums for the life of the policy
  • Permanent coverage as long as premiums are paid
  • Secure coverage that continues through adulthood regardless of changes in health
  • Application is easy with just a few questions – no medical exam is required

To help protect your family’s future today, speak to a licensed insurance agent about whole life insurance options.


  1. [World Population Review, Average Funeral Cost By State 2024 ]
  2. [LIMRA, 2022 LIMRA Insurance Barometer Study ]

Life insurance is an essential part of your financial plan.

Choose a company that understands your needs and puts you first.

[*50-75] for tobacco users. Maximum issue age varies based on gender and tobacco use.

This is a solicitation for insurance. Policies and benefits may vary by state and product. These policies have some limitations and exclusions. Policy forms: [SWL, SWLGD]; in Oregon: [SWLR21, SWLGDR21].