Prepare for the 2025 Medicare Advantage Open Enrollment Period (MA OEP)

Change the way you receive your Medicare coverage options from January 1 to March 31, 2025.

Medicare Advantage Open Enrollment Period (MA OEP) allows Seniors enrolled in a Medicare Advantage plan to make a one-time change to the way they receive their Medicare benefits by the following:

1. Switch to Original Medicare (Medicare Part A and Part B) and add a Medicare Part D (prescription drug) plan if desired
 
Learn more about the differences between these choices.

If you have Original Medicare with or without Medicare Part D (prescription drug) coverage, you can’t make any changes to your Medicare coverage during MA OEP.

¹Seniors on Original Medicare can apply for a Medicare Supplement insurance policy to help pay for some of the costs Medicare doesn’t cover, such as deductibles and coinsurance.

Two ways Seniors can enroll in Medicare coverage

Know the facts about your Medicare coverage options

• Learn the difference between Medicare coverage options.

  Medicare Supplement insurance policies and Medicare Advantage plans help pay for some out-of-pocket costs not covered by Original Medicare (Part A and B).

• Compare Original Medicare with a Medicare Supplement insurance policy to a Medicare Advantage plan.

  Original Medicare
  with a Medicare Supplement insurance policy

  Medicare Advantage plan

  No network - choose any doctor, hospital, or specialist who accepts Medicare in the United States

  Coverage may be limited to the plan's provider networks

  Guaranteed renewable

  Not guaranteed renewable

  Choose any stand-alone Medicare Part D (prescription drug) plan

  Optional enrollment in prescription drug plan (most do, not all)

  Nationwide coverage

  Limited to local, in-network providers

• Explore which Medicare coverage options are available in your state.

  While Original Medicare (Part A and B) offers the same coverage in all 50 states, the availability of Medicare Supplement insurance policies, Medicare Advantage plans, and prescription drug plans varies by state. Check the coverage options in your state.

• Make an informed decision about your Medicare coverage.

  Medicare coverage is specific to your individual needs. Find a plan that takes your health, lifestyle, budget, and needs into consideration.

Get one-on-one support from an insurance agent.

Licensed insurance agents can help narrow down your Medicare coverage options based on your state, age, health, and lifestyle. While your coverage and needs may change year to year, a licensed agent can help you through any Medicare enrollment period so your needs are met.