Supplemental Health Insurance
Critical Illness Insurance PoliciesWhat could the unexpected cost you?
Approximately every 40 seconds an American will have a heart attack. Heart disease is the leading cause of death for men and women in the U.S., the equivalent of one in every five deaths.1
Supplemental health insurance is a great way to help cover the expenses your primary insurance may not cover such as additional costs from hospital stays, transportation to hospitals, lodging, or even child care.
A critical illness insurance policy may pay a lump sum benefit to spend as you see fit.
Critical Illness insurance pays a benefit upon the diagnosis of a covered critical illness, such as:
- Major Organ Transplant
- Heart Attack
- Stroke
- Total Loss of Eyesight
- Total Loss of Hearing
- End-Stage Renal Failure
For more information about critical illness insurance, speak with a licensed insurance agent or producer.
Sources:
1. CDC, Heart Disease Facts, 2024
Would your major medical plan cover all your expenses if you became critically ill?
Critical Illness insurance can be used to cover unpaid medical bills, travel expenses, lost income, and more.
This policy pays a one-time, lump sum benefit only for First Diagnosis of a Covered Critical Illness, excluding cancer, while this policy is in force. Proof of First Diagnosis of a Covered Critical Illness must be provided. This policy does not provide benefits for any other disease, sickness, disability, or incapacity. The purpose of this communication is the solicitation of insurance. Policies and benefits may vary by state and have some limitations and exclusions. A licensed insurance agent or producer will provide additional information upon request. This is a limited benefit health policy.
Policy Form CILS
AD-940