Medicare Supplements

United American has been a prominent Medicare Supplement insurance provider since Medicare began in 1966. Additionally, we’ve been a long-standing participant in the task forces working on Medicare Supplement insurance policy recommendations for the National Association of Insurance Commissioners.

Insurance Products

When you become a United American policyholder, you gain freedom of choice. Our products allow you to keep your choice of trusted doctors and hospitals. 

Group Insurance

United American Insurance Company has been a market leader in providing insurance to employer and union group sponsors for 30 years.

Careers

United American has been underwriting life and health insurance since 1947. Thousands of independent agents/agencies have found success selling our life, health, and Medicare Supplement policies.

Resources

One of the many things United American is well-known for is our superior customer service. When it comes to your health, we believe education, service, and support are vital. With our experience and stability, we’re the Company that does what it says it will do.

File a Claim

Because of our 75+ years of experience in providing life, supplemental health and Medicare Supplement insurance, United American offers superior customer service to both our agents and customers.  Never stress about your claim status with our online claim tracker. Need more help? Let one of our licensed agents assist you.

Contact

At United American, we only provide knowledgeable and licensed agents to service you. Say goodbye to wasted hours spent on hold and bid good riddance to talking to artificial intelligence. Hear a live voice or get one-on-one time with one of our licensed agents today.

How Long Do I Have to File a Claim for Accident Insurance?

How Long Do I Have to File a Claim for Accident Insurance?
You’ve been hurt in an accident, but with the injuries, doctors’ appointments, and keeping up with life, it’s been several months. Or maybe the accident was a year ago and you are just realizing that you have an accident insurance policy. Can you still file a claim with your insurance company? How long do you have to file a claim for accident insurance?  

When to Notify Your Insurance Company

Notify and file a claim with the insurance company that issued your accident insurance coverage as soon as possible. Accident insurance products are designed to help offset some of the expenses associated with ambulance rides, emergency treatment, hospital stays, intensive care units, and more. Remember, a time like this is why you have accident insurance coverage and when you likely need the policy benefits the most. The time after an accident might require missed work or unexpected medical bills. Any benefits you may receive from an accident insurance policy could help make a difference. Accident insurance is typically paid in a lump sum benefit. This allows the policyholder to use the benefits for any expenses that may arise after an accident.

Time Limits for Filing Insurance Claims

There are always cases of when the injured simply does not or cannot make an immediate claim to their insurance company. Some policies may require the policyholder to file a claim within a specific timeframe after the accident. Be sure to review the policy language for any time limits for filing a claim. Even if your policy does not include a time limit for filing a claim, it is recommended that you file your claim as soon as possible.
 

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Learn more about supplemental health products


Part of the claim filing process will be completing claim forms and returning them to the insurance company. Claim forms are typically provided to you by your insurance company. You will need to complete the forms, attach required documents and, depending on the insurance company's requirements, have it notarized before sending it to your insurance company. The insurance company will review your claim in conjunction with your policy contract to determine whether you have experienced an accident within the terms of the policy.

If you have been injured in an accident, first seek the medical attention that is needed before contacting your insurance company. Be sure to maintain records of the accident, including any medical records and bills you incur. It is a good idea to be organized and prompt when filing a claim for accident insurance.


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United American articles are researched, written, and edited by multiple members of the United American staff including, Marketing Specialists, Content Writers, Product Experts, as well as Legal & Compliance Professionals.