Medicare Supplements

United American has been a prominent Medicare Supplement insurance provider since Medicare began in 1966. Additionally, we’ve been a long-standing participant in the task forces working on Medicare Supplement insurance policy recommendations for the National Association of Insurance Commissioners.

Insurance Products

When you become a United American policyholder, you gain freedom of choice. Our products allow you to keep your choice of trusted doctors and hospitals. 

Group Insurance

United American Insurance Company has been a market leader in providing insurance to employer and union group sponsors for 25 years.


United American has been underwriting life and health insurance since 1947. Thousands of independent agents/agencies have found success selling our life, health, and Medicare Supplement policies.


One of the many things United American is well-known for is our superior customer service. When it comes to your health, we believe education, service, and support are vital. With our experience and stability, we’re the Company that does what it says it will do.

File A Claim

Because of our 50+ years of experience in providing life, supplemental health and Medicare Supplement insurance, United American offers superior customer service to both our agents and customers.  Never stress about your claim status with our online claim tracker. Need more help? Let one of our licensed agents assist you.


At United American, we only provide knowledgeable and licensed agents to service you. Say goodbye to wasted hours spent on hold and bid good riddance to talking to artificial intelligence. Hear a live voice or get one-on-one time with one of our licensed agents today.

Medicare Reform: What Changed in 2020?

Medicare Reform: What Changed in 2020?

What Were the 2020 Medicare Reform Changes?

Do you have plans to purchase a Medicare Supplemental insurace policy? If so, it’s important to be aware of insurance plan changes that went into effect on January 1, 2020.

On April 16, 2015, the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) was passed, and it came into effect on January 1, 2020. MACRA prohibits first-dollar Part B coverage (first dollar means coverage of all claims without paying any out-of-pocket costs).

MACRA affects Medigap Plans C, F, and HDF, which cover the Part B deductible. Because of MACRA, these plans are no longer available to newly-eligible Medicare beneficiaries.

MACRA defines newly eligible as anyone who:

  1. Turns age 65 on or after January 1, 2020
  2. First becomes eligible for Medicare benefits due to age, disability, or end-stage renal disease on or after January 1, 2020

Those who were already enrolled in a Medicare plan before MACRA went into effect on January 1, 2020 did not need to take any action and did not lose their coverage in 2020. Those who were already enrolled in Plans C, F, or HDF before MACRA went into effect on January 1, 2020 were able to keep their guaranteed renewable coverage as long as their premiums continue to be paid on time. Moreover, they can continue to purchase Plans C, F, or HDF and are also able to buy the newly available High Deductible Plan G.

Your style is your choice. Shouldn't your doctor and your coverage be, too?

Learn more about Medicare Supplement insurance options.

The new High Deductible Plan G replaced the High Deductible Plan F as an option for newly-eligible beneficiaries. Insurance experts predict Plan G will become an increasingly popular choice in the coming years for newly eligible Medicare enrollees that want the most coverage without surprises.

It’s important to select the best plan based on your budget, unique health needs, and state specific laws. If you have questions regarding your current coverage, please contact a licensed insurance agent or producer.