Medicare Supplements

United American has been a prominent Medicare Supplement insurance provider since Medicare began in 1966. Additionally, we’ve been a long-standing participant in the task forces working on Medicare Supplement insurance policy recommendations for the National Association of Insurance Commissioners.

Insurance Products

When you become a United American policyholder, you gain freedom of choice. Our products allow you to keep your choice of trusted doctors and hospitals. 

Group Insurance

United American Insurance Company has been a market leader in providing insurance to employer and union group sponsors for 25 years.


United American has been underwriting life and health insurance since 1947. Thousands of independent agents/agencies have found success selling our life, health, and Medicare Supplement policies.


One of the many things United American is well-known for is our superior customer service. When it comes to your health, we believe education, service, and support are vital. With our experience and stability, we’re the Company that does what it says it will do.

File A Claim

Because of our 50+ years of experience in providing life, supplemental health and Medicare Supplement insurance, United American offers superior customer service to both our agents and customers.  Never stress about your claim status with our online claim tracker. Need more help? Let one of our licensed agents assist you.


At United American, we only provide knowledgeable and licensed agents to service you. Say goodbye to wasted hours spent on hold and bid good riddance to talking to artificial intelligence. Hear a live voice or get one-on-one time with one of our licensed agents today.

Why Should I Consider Medicare Supplement Insurance?

Why Should I Consider Medicare Supplement Insurance?

Have you ever received a large and unexpected medical bill in the mail? It probably wasn’t the best feeling. These bills can easily catch consumers off guard, especially if they have Medicare.

Medicare Supplement insurance is a great tool in your arsenal against out-of-pocket medical expenses. While Medicare Parts A and B provide enrollees with hospital and medical coverage, the program requires enrollees to pay deductibles, co-payments, and co-insurance.

Medicare Supplement insurance can help reduce out-of-pocket medical expenses. Medicare Supplement insurance policies (also known as Medigap) are offered by private insurance companies and are regulated by the State Departments of Insurance. These policies provide insurance coverage that supplements the coverage provided by Medicare Parts A and B. They can help pay some of the out-of-pocket costs that Medicare Parts A and B do not cover.

Your style is your choice. Shouldn't your doctor and your coverage be, too?

Learn more about Medicare Supplement insurance options.

All standardized plans include the following basic benefits:

  • Hospitalization: Part A coinsurance plus coverage for 365 additional days after Medicare benefits end.
  • Medical Expenses: Part B coinsurance (generally 20 percent of Medicare approved expenses) or copayments for hospital outpatient services. Plans K, L, and N require insureds to pay a portion of the Part B coinsurance or copayment.
  • Blood: First three pints of blood each year.
  • Hospice: Part A coinsurance for eligible hospice/respite care expenses.

Standardized Medicare Supplement insurance policies are guaranteed renewable even if you have health problems. This means your policy can never be cancelled as long as you continue to pay the premium and there is no material misrepresentation. Don’t take the risk of being left with expensive medical bills due to the out-of-pocket costs not covered by Medicare Parts A and B. Speak with an insurance agent or producer to choose the plan that’s right for you.

Author: By the Globe Life Staff

Globe Life articles are researched, written, and edited by multiple members of the Globe Life staff including, Marketing Specialists, Content Writers, Product Experts, as well as Legal & Compliance Professionals.