Medicare Supplements

United American has been a prominent Medicare Supplement insurance provider since Medicare began in 1966. Additionally, we’ve been a long-standing participant in the task forces working on Medicare Supplement insurance policy recommendations for the National Association of Insurance Commissioners.

Insurance Products

When you become a United American policyholder, you gain freedom of choice. Our products allow you to keep your choice of trusted doctors and hospitals. 

Group Insurance

United American Insurance Company has been a market leader in providing insurance to employer and union group sponsors for 25 years.


United American has been underwriting life and health insurance since 1947. Thousands of independent agents/agencies have found success selling our life, health, and Medicare Supplement policies.


One of the many things United American is well-known for is our superior customer service. When it comes to your health, we believe education, service, and support are vital. With our experience and stability, we’re the Company that does what it says it will do.

File A Claim

Because of our 50+ years of experience in providing life, supplemental health and Medicare Supplement insurance, United American offers superior customer service to both our agents and customers.  Never stress about your claim status with our online claim tracker. Need more help? Let one of our licensed agents assist you.


At United American, we only provide knowledgeable and licensed agents to service you. Say goodbye to wasted hours spent on hold and bid good riddance to talking to artificial intelligence. Hear a live voice or get one-on-one time with one of our licensed agents today.

Five Reasons to Purchase Life Insurance

Five Reasons to Purchase Life Insurance

Why do you need life insurance?

Let’s face it: Life is filled with twists and turns. Unforeseen events can occur at a moment’s notice. Unfortunately, one of these unforeseen events could be the death of a loved one, which can open up a new set of decisions that need to be made.

That’s where life insurance comes in. Although you can’t prepare for all of life’s unknowns, life insurance can help provide you and your family with reassurance knowing you’re financially protected. If you’ve never considered purchasing life insurance, consider the five reasons below:

Reason 1: Spousal responsibility for debts.

Responsibility for Debts

An unexpected death doesn’t mean your debts will automatically disappear. For example, if you and your spouse have co-signed for a vehicle or a mortgage, the surviving spouse may become responsible for the remaining balance. However, if debts are solely held by the deceased spouse the surviving spouse typically has no obligation.

Reason 2: Covering funeral expenses. 

A basic funeral can cost thousands of dollars. While some individuals choose to pre-pay for funeral expenses there can be risks associated with pre-payments. Pre-paying doesn’t always guarantee that all the expenses incurred will be paid. For example, expenses that are controlled by the funeral home like flowers or obituaries may not be a part of the prepaid price. Life insurance can assist with covering the costs of your funeral in addition to the general financial needs of your survivors.

Explore Coverage

Learn more about life insurance products

Reason 3: College planning.

College Planning

Saving money for your child’s education can be burdensome. According to the College Board, the average sticker price for one year's tuition and fees for an in-state student at a public, four-year university in the United States is $21,120.The cash value component of permanent life insurance can be used towards funding tuition and it isn’t considered in FAFSA, grant, or scholarship eligibility.

Reason 4: Estate taxes.

When a loved one passes away, their heirs can often face inheritance and estate taxes on assets they receive. If you’re concerned about your loved ones becoming responsible for a large tax bill, a life insurance policy can assist with covering these expenses.

Reason 5: Financial security.

Although we can’t predict the future, a life insurance policy can help give you and your loved ones a financial safety net so you’re prepared and protected in case the unexpected occurs. 

Are you ready to take a step towards protecting your family?


1., Trends In College Pricing Highlights, 2020