Medicare Supplements

Medicare Supplement Plans

United American has been a prominent Medicare Supplement insurance provider since Medicare began in 1966. Additionally, we’ve been a long-standing participant in the task forces working on Medicare Supplement insurance policy recommendations for the National Association of Insurance Commissioners.

Insurance Products

Insurance Plans

When you become a United American policyholder, you gain freedom of choice. Our products allow you to keep your choice of trusted doctors and hospitals. 

Group Insurance

Group Insurance

United American Insurance Company has been a market leader in providing insurance to employer and union group sponsors for 25 years.

Resources

File a claim

One of the many things United American is well-known for is our superior customer service. When it comes to your health, we believe education, service, and support are vital. With our experience and stability, we’re the Company that does what it says it will do.

File A Claim

File a claim

Because of our 50+ years of experience in providing life, supplemental health and Medicare Supplement insurance, United American offers superior customer service to both our agents and customers.  Never stress about your claim status with our online claim tracker. Need more help? Let one of our licensed agents assist you.

Contact

Contact Us

At United American, we only provide knowledgeable and licensed agents to service you. Say goodbye to wasted hours spent on hold and bid good riddance to talking to artificial intelligence. Hear a live voice or get one-on-one time with one of our licensed agents today.

Call Today:

COVID-19 Update: click here

×
Articles Navigate the complexities of insurance with industry-leading professionals.

Five Reasons to Purchase Life Insurance

Why Do You Need Life Insurance?

Let’s face it: Life is filled with twists and turns. Unforeseen events can occur at a moment’s notice. Unfortunately, one of these unforeseen events could be the death of a loved one, which can open up a new set of decisions that need to be made.

That’s where life insurance comes in. Although you can’t prepare for all of life’s unknowns, life insurance can help provide you and your family with reassurance knowing you’re financially protected. If you’ve never considered purchasing life insurance, consider the five reasons below:

Reason 1: Spousal Responsibility for Debts

Responsibility for Debts

An unexpected death doesn’t mean your debts will automatically disappear. For example, if you and your spouse have co-signed for a vehicle or a mortgage, the surviving spouse may become responsible for the remaining balance. However, if debts are solely held by the deceased spouse the surviving spouse typically has no obligation.

Reason 2: Covering Funeral Expenses 

A basic funeral can cost thousands of dollars. While some individuals choose to pre-pay for funeral expenses there can be risks associated with pre-payments. Pre-paying doesn’t always guarantee that all the expenses incurred will be paid. For example, expenses that are controlled by the funeral home like flowers or obituaries may not be a part of the prepaid price. Life insurance can assist with covering the costs of your funeral in addition to the general financial needs of your survivors.

Life insurance can be an essential part of your financial plan.

Choose a company that understands your needs and puts you first.

Reason 3: College Planning

College Planning

Saving money for your child’s education can be burdensome. According to the College Board, the average cost of one year at a public university for an in-state student in the US is $20,0901.  The cash value component of permanent life insurance can be used towards funding tuition and it isn’t considered in FAFSA, grant, or scholarship eligibility.

Reason 4: Estate Taxes

When a loved one passes away, their heirs can often face inheritance and estate taxes on assets they receive. If you’re concerned about your loved ones becoming responsible for a large tax bill, a life insurance policy can assist with covering these expenses.

Reason 5: Financial Safety Net

Although we can’t predict the future, a life insurance policy can help give you and your loved ones a financial safety net so you’re prepared and protected in case the unexpected occurs. 

Are you ready to take a step towards protecting your family?

 

1 CollegeBoard.org, Annual Survey of Colleges; NCES, IPEDS, 2017

The purpose of this communication is the solicitation of insurance. United American Insurance Company is not connected with, endorsed by, or sponsored by the U.S. government, federal Medicare program, Social Security Administration, or the Department of Health and Human Services. Policies and benefits may vary by state and have some limitations and exclusions. Individual Medicare Supplement insurance policy forms MSA10, MSB10, MSC10, MSD10, MSF10, MSHDF10, MSG10, MSHDG, MSK06R, MSL06R, MSN10 and in WI, MC4810 and MC4810HD, MC4810HDG are available from our Company where state-approved. Some states require these plans be available to persons under age 65 eligible for Medicare due to disability or End Stage Renal disease (ESRD). You may be contacted by an agent or producer representing United American Insurance Company, PO Box 8080, McKinney, TX 75070-8080. OUTLINE OF COVERAGE PROVIDED UPON REQUEST.

For Ohio, you may verify the agent/broker and United American Insurance Company by contacting: The Ohio Department of Insurance 50 W. Town Street, Third Floor - Suite 300, Columbus, OH 43215. Consumer Hotline: 1-800-686-1526 or TDD Number: (614) 644-3745. For costs and complete details of coverage call or write your insurance agent or the company (whichever is applicable).