Medicare Supplements

Medicare Supplement Plans

United American has been a prominent Medicare Supplement insurance provider since Medicare began in 1966. Additionally, we’ve been a long-standing participant in the task forces working on Medicare Supplement insurance policy recommendations for the National Association of Insurance Commissioners.

Insurance Products

Insurance Plans

When you become a United American policyholder, you gain freedom of choice. Our products allow you to keep your choice of trusted doctors and hospitals. 

Group Insurance

Group Insurance

United American Insurance Company has been a market leader in providing insurance to employer and union group sponsors for 25 years.

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One of the many things United American is well-known for is our superior customer service. When it comes to your health, we believe education, service, and support are vital. With our experience and stability, we’re the Company that does what it says it will do.

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File a claim

Because of our 50+ years of experience in providing life, supplemental health and Medicare Supplement insurance, United American offers superior customer service to both our agents and customers.  Never stress about your claim status with our online claim tracker. Need more help? Let one of our licensed agents assist you.

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Why are Medicare Supplement Plans so Popular?

If you have Original Medicare, you're probably aware that while it is critical for most Seniors to help pay for their medical costs, it doesn't cover everything. Those extra costs can quickly add up, especially when you're faced with any major medical care, so many people choose to buy some extra coverage via a Medicare Supplement policy (or Medigap).

Most people who have Original Medicare, according to Medicareresources.org, "don't rely on Original Medicare alone" – in fact only 23 percent of Medicare beneficiaries don't have any supplemental coverage (from either Medicaid, an employer-sponsored plan, or Medicare Supplement insurance).1 The American Association for Medicare Supplement Insurance tells us that Medicare supplement policy sales are increasing every year, with 14.1 million Americans owning a Medicare Supplement insurance policy in 2018.2

So why are these types of policies so popular? For a few reasons.

The way a Medicare Supplement policy works, according to Medicare.gov, is it "helps pay some of the health care costs that Original Medicare doesn't cover, like: Copayments; Coinsurance; Deductibles," and these policies are sold by private companies.3

Plus, Medicare Supplement policies give you options. Not only can you choose from many different companies when you're shopping around, but there are different plans available to suit your personal needs. According to The Balance, "you have 10 standardized plans to choose from (A,B,C,D,F,G,K,L,M and N) and most are guaranteed renewable for life."4 Guaranteed renewable means that your plan can't be canceled because of any health conditions or your age as long as you pay your premiums on time. When you're comparing plans, The Balance also tells us to consider the type of policies available, any additional benefits (like coverage for vision and hearing services), and the overall cost of the plan.

With so many options, it's likely you'll find a Medicare Supplement plan that suits your needs as well as your budget.

To purchase a Medicare Supplement policy, you must have Medicare Part A and Part B. To learn more about the requirements of such a policy, please visit Medicare.gov.

If you're interested in learning more about a Medicare Supplement policy, contact an independent broker or a licensed insurance agent.

Your style is your choice. Shouldn't your doctor and your coverage be, too?

Coverage of your choice with doctors of your choice are included with plans that don't restrict you to networks of specialists.

Sources:
1 Medicareresources.org, Is Original Medicare coverage enough?, 2019
2 American Association for Medicare Supplement Insurance, Medicare Supplement Insurance Statics Data – 2019, 2019
3 Medicare.gov, What's Medicare Supplement Insurance (Medigap)?
4 The Balance, Medicare Supplemental Insurance: Benefits and Considerations, 2019

The purpose of this communication is the solicitation of insurance. United American Insurance Company is not connected with, endorsed by, or sponsored by the U.S. government, federal Medicare program, Social Security Administration, or the Department of Health and Human Services. Policies and benefits may vary by state and have some limitations and exclusions. Individual Medicare Supplement insurance policy forms MSA10, MSB10, MSC10, MSD10, MSF10, MSHDF10, MSG10, MSHDG, MSK06R, MSL06R, MSN10 and in WI, MC4810 and MC4810HD, MC4810HDG are available from our Company where state-approved. Some states require these plans be available to persons under age 65 eligible for Medicare due to disability or End Stage Renal disease (ESRD). You may be contacted by an agent or producer representing United American Insurance Company, PO Box 8080, McKinney, TX 75070-8080. OUTLINE OF COVERAGE PROVIDED UPON REQUEST.

For Ohio, you may verify the agent/broker and United American Insurance Company by contacting: The Ohio Department of Insurance 50 W. Town Street, Third Floor - Suite 300, Columbus, OH 43215. Consumer Hotline: 1-800-686-1526 or TDD Number: (614) 644-3745. For costs and complete details of coverage call or write your insurance agent or the company (whichever is applicable).

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